Offering Financing And Leasing Options Should Be Easy!*

HVAC Contractors Are Already Talking...

Offering – Financing and Lease-Purchase Options*

Most finance companies only focus on one segment of the market. This creates barriers for Contractors that are trying to help ALL consumers repair or replace their heating and cooling system.

SpectrumAC allows HVAC contractors to offer financing and lease-purchase options to their customers at the point of sale in one simple app. Participating contractors can offer programs for customers with good credit, bad credit, and everywhere in between with competitive monthly payment and promotional options with zero cost or low cost to the contractor.

All of this is done on the easiest, most secure and advanced technology platform available.

The Most Advanced,

Easy-to-Use Platform

Microf believes restoring comfort shouldn’t be confusing or complicated, so we developed SpectrumAC. SpectrumAC delivers an easy enrollment and onboarding experience for contractors and a near seamless experience for you AND your consumers.

More choices…More approvals…More Sales.

*Subject to approved credit. No guaranteed acceptance or approval. Prequalification and Approval Rate may vary with changes to underwriting criteria or other mitigating factors.

**SpectrumAC is the name of Microf’s technology platform offered to participating contractors, who select loan and lease products to offer their customers at the point-of-sale. Financing programs are offered by participating lenders and financing companies. Microf LLC and its wholly-owned subsidiaries originate and service the lease-to-own transactions.

NMLS ID 1817969 | NM ID 02265 & 02266